Unemployment & Direct Payments
COVID-19 is a healthcare crisis, but the ripple effects have caused economic uncertainty for many West Virginians. The CARES Act includes a dramatic expansion and reform of the existing unemployment insurance program. We’ve strengthened unemployment benefits and ensured that laid-off workers, on average, will receive their full pay for four months.
Expanded Unemployment Insurance
We must take care of those who have lost their jobs through no fault of their own. The CARES Act expands unemployment eligibility to include part-time, self-employed, and gig economy workers; it provides an additional 13 weeks of unemployment benefits; and it increases individual benefits by $600 per week to ensure that no one is penalized for practicing responsible social distancing.
Other increased benefits include:
- Extension of Benefits: Recipients will be allowed to remain on unemployment for an additional 13 weeks through December 31, 2020, expanding the total eligibility period for unemployment benefits from 26 weeks to 39 weeks.
- Waiver of One Week Waiting Period: The federal government and the State of West Virginia no longer require a one week waiting period for new beneficiaries, meaning that unemployed workers can receive benefits as soon as they become unemployed.
You are eligible if you are unemployed or unable to work because:
- Your place of work is closed as a direct result of COVID-19.
- You or a household member has been diagnosed with COVID-19 or you are experiencing symptoms of the virus and seeking a medical diagnosis.
- You are quarantined because you have been advised by a healthcare provider to self-quarantine due to concerns related to the virus.
- You are caring for a member of the household or a family member that has been diagnosed with the virus or unable to attend a school or facility that is closed and the facility is necessary for you to be able to work.
- You were scheduled to start work and the job no longer exists or you are unable to reach the job because of a quarantine at the workplace.
- You are self-employed, are seeking part-time employment, do not have sufficient work history or would not otherwise qualify for regular unemployment under the State or Federal law.
Eligible self-employed, independent contractors and gig economy workers will be able to apply for unemployment benefits beginning Friday, April 24, at 10 p.m.
You are NOT eligible for unemployment if:
- You have the ability to telework with pay.
- You are receiving paid leave benefits.
All unemployment received, including the additional $600 through July 31, will be taxable. The amount of unemployment received will be disregarded in determining Medicaid or CHIP eligibility.
To apply For Unemployment through WorkForce West Virginia, click here: https://uc.workforcewv.org/consumer/?lang=en
Questions about applying for unemployment in West Virginia can be directed to Workforce West Virginia by emailing Workforce.COVID19@wv.gov.
Pandemic Unemployment Assistance
The Coronavirus Aid, Relief, and Economic Security (CARES) Act creates a new temporary federal program called Pandemic Unemployment Assistance (PUA).
You may be eligible for PUA if you are self-employed, do not have sufficient work history to qualify for regular UC, or have exhausted your rights to regular UC benefits or extended benefits.
PUA provides up to 39 weeks of benefits to covered individuals who are not eligible for regular UC and who are otherwise able and available to work except that they are unemployed, partially employed, or because of any one of the following COVID-19-related reasons:
• You have been diagnosed with or are experiencing symptoms of COVID-19 and are seeking a medical diagnosis;
• A member of your household has been diagnosed with COVID-19;
• You are providing care for a family member or a member of your household who has been diagnosed with COVID-19;
• Your child or other person in the household for whom you are the primary caregiver is unable to attend school or another facility that is closed due to the COVID-19 pandemic, and that school or facility care is required for you to work;
• You are unable to reach your place of employment because of a quarantine or stay-at-home order due to the COVID-19 pandemic;
• You are unable to reach your place of employment because you have been advised by a health care provider to self-isolate or quarantine because you are positive for or may have had exposure to someone who has or is suspected of having COVID-19;
• You were scheduled to start a new job and do not have an existing job or are unable to reach the job as a direct result of the COVID-19 pandemic;
• You have become the breadwinner/major supporter for a household because the head of your household has died as a direct result of COVID-19;
• You had to quit your job due to being diagnosed with COVID-19 and being unable to perform your work duties;
• Your place of employment is closed as a direct result of the COVID-19 pandemic.
To learn more about Pandemic Unemployment Assistance, click here: https://www.manchin.senate.gov/download/covid-19-pua-faq
Pandemic Emergency Unemployment Compensation
West Virginians who have exhausted their regular unemployment benefits and are eligible for Pandemic Emergency Unemployment Compensation (PEUC) can apply for a 13-week extension on Wednesday, May 6.
The additional weeks of benefits are provided through the Coronavirus Aid, Relief, and Economic Security (CARES) Act and will be available to individuals who previously collected state or federal unemployment compensation but have exhausted those benefits.
Individuals eligible for PEUC benefits will receive the same amount of unemployment compensation he or she received in previous weeks in addition to the $600 in weekly Federal Pandemic Unemployment Compensation (FPUC).
To learn more about PEUC benefits, visit www.workforcewv.org/cares-act-questions.
Direct Payments To West Virginians
To address unforeseen financial challenges not covered by expanded Unemployment Insurance benefits or modified Small Business Administration (SBA) loans, the bill authorizes direct payments of $1,200 for individuals and $2,400 for couples. Families are also eligible for an additional $500 per child. Working class Americans that file their taxes will receive a direct payment. Those who are on Social Security or otherwise do not file income taxes will receive their payment in the form of check.
An individual is eligible for the full benefit if they make less than $75,000 per year. Couples and other joint filers are eligible if their combined annual income is less than $150,000. Above that threshold, benefits will be reduced by $5 for every $100 of income and phased out entirely for those making $99,000 or more ($198,000 for couples).
Any individual making $99,000 or more per year will not receive any direct payment. Any couple or other joint filers making $198,000 or more per year will not receive any direct payment.
Veterans and their beneficiaries who receive Compensation and Pension (C&P) benefit payments from VA, and individuals that receive form SSA-1099, which includes those that are receiving Old-Age, Survivor, and Disability (OASDI) benefits through Social Security, and individuals that receive form RRB-1099, which includes those that have worked in jobs covered by the Railroad Retirement Act, will be eligible for the stimulus check and will not be required to fill out any additional tax documents.
To help millions of people, the Treasury Department and the Internal Revenue Service launched a new web tool allowing quick registration for Economic Impact Payments for those who don’t normally file a tax return.
The non-filer tool, developed in partnership between the IRS and the Free File Alliance, provides a free and easy option designed for people who don’t have a return filing obligation, including those with too little income to file. The feature is available only on IRS.gov, and users should look for Non-filers: Enter Payment Info Here to take them directly to the tool.
The tool will request basic information to confirm eligibility, calculate and send the Economic Impact Payments:
- Full names and Social Security numbers, including for spouse and dependents
- Mailing address
- Bank account type, account and routing numbers
To access the non-filer tool, click here: https://www.irs.gov/coronavirus/non-filers-enter-payment-info-here
The deadline to use the non-filer tool is November 21.
Those who receive benefits, including VA, Social Security retirement or disability benefits (SSDI), Railroad Retirement benefits or SSI, and have no qualifying children, do not need to take any action in order to receive their $1,200 economic impact payment.
Supplemental Security Income (SSI) recipients who don’t file tax returns will start receiving their automatic Economic Impact Payments directly from the Treasury Department in early May. The Social Security Administration will not consider Economic Impact Payments as income for SSI recipients, and the payments are excluded from resources for 12 months.
Use the IRS's "Get My Payment" application to:
- Check your payment status
- Confirm your payment type: direct deposit or check
- Enter your bank account information for direct deposit if the IRS doesn't have your direct deposit information and hasn't sent your payment yet
For many taxpayers, the last chance to obtain a direct deposit of their Economic Impact Payment rather than receive a paper check is coming soon. Taxpayers who did not choose direct deposit on their last tax return can use the IRS's Get My Payment tool to input bank account information to receive their payment by direct deposit, expediting receipt. People should visit Get My Payment on IRS.gov by noon Wednesday, May 13, to check on their payment status and, when available, provide their direct deposit information: https://www.irs.gov/coronavirus/get-my-payment
In situations where payment status is not available, the app will respond with “Status Not Available”. The IRS reminds users they may receive this message for one of the following reasons:
- They are not eligible for a payment (see IRS.gov on who is eligible and who is not eligible)
- They are required to file a tax return and have not filed in tax year 2018 or 2019.
- Note: If constituents recently filed their 2018 or 2019 return, or recently provided information through the Non-Filers: Enter Your Payment Info app on IRS.gov, their payment status will be updated when processing is completed.
- If users are a SSA or RRB Form 1099 recipient, SSI or VA benefit recipient – the IRS is working with their agency to issue your payment and their payment information may not be available in the app yet.
To access the "Get My Payment" application, click here: https://www.irs.gov/coronavirus/get-my-payment
Due to high demand you may have to wait longer than usual to access this site.
Senator Manchin's Unemployment Fact Sheet: https://www.manchin.senate.gov/download/cares-act-unemployment
Senator Manchin's Checks For West Virginians Fact Sheet: https://www.manchin.senate.gov/download/cares-act-checks-for-west-virginians
Apply For Unemployment (WorkForce West Virginia): https://uc.workforcewv.org/consumer/?lang=en
IRS Economic Impact Payment Information Center: https://www.irs.gov/coronavirus/economic-impact-payment-information-center
** As we receive further information, we will continue to update this page.
Updated October 6, 2020