March 21, 2012

Manchin Meets with Lincoln Co. Emergency Medical Services

Announces that the Small Business Administration will be providing Physical and Economic Injury Disaster Loans to Lincoln, Marion and Wayne Counties

Washington, D.C. — U.S. Senator Joe Manchin (D-W.Va.) met today with emergency responders from Lincoln County to discuss ways that the public and private sector can work better together to respond to emergencies. 

Senator Manchin discussed emergency response with Trish Watson, director of Lincoln County Emergency Medical Services and Carol Webb, who is a supervisor and handles public relations with Lincoln County Emergency Medical Services. 

Lincoln County is one of several areas in the state that has been devastated by recent storms, and Senator Manchin was pleased to share the news that the U.S. Small Business Administration will be provide Physical and Economic Injury Disaster Loans to Lincoln, Marion and Wayne counties. 

“I know the residents of Lincoln County are doing all they can to recover from the severe weather that that hit the state. I’ve never seen communities come together to help each other the way they do in West Virginia and our first responders are working so hard to keep people safe and clean up these disasters,” said Senator Manchin, who has toured a number of storm-damaged areas in the past few weeks. “At the same time, I know that Lincoln, Marion, Wayne and all the other counties that were affected by severe weather can use all the help they can get. I thank the Small Business Administration, and I am hopeful that the loans from the SBA will help our residents put their lives back and order and rebuild as quickly as possible.” 

According to the Small Business Administration, disaster loans of up to $200,000 are available to homeowners to repair or replace disaster damaged or destroyed real estate. Homeowners and renters are eligible up to $40,000 to repair or replace disaster damaged or destroyed personal property. 

Businesses and private non-profit organizations of any size may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. The SBA may increase a loan up to 20 percent of the total amount of disaster damage to real estate and/or leasehold improvements, as verified by the SBA, to make improvements that lessen the risk of property damage by future disasters of the same kind. 

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private non-profit organizations of all sizes, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster.  Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

Interest rates are as low as 1.875 percent for homeowners and renters, 3 percent for non-profit organizations and 4 percent for businesses with terms up to 30 years.  Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

To be considered for all forms of disaster assistance, call the Federal Emergency Management Agency (FEMA) at 800-621-FEMA (3362), (TTY) 800-462-7585 for the deaf and hard-of-hearing. Additional details on the locations of Disaster Recovery Centers and the loan application process can be obtained by calling the SBA Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and hard-of-hearing) or by sending an e-mail to  

Those affected by the disaster may also apply for disaster loans electronically from SBA’s website at

The filing deadline to return applications for physical property damage is May 15, 2012. The deadline to return economic injury applications is December 17, 2012.

Caption: Senator Manchin meets with representatives of Lincoln County EMS. From left to right: Trish Watson, director of Lincoln County EMS; U.S. Senator Joe Manchin; Shawntae Watson, daughter of Trish Watson; Carol Webb, supervisor at Lincoln County EMS.